Individual Health Insurance
Insurance is a safety net that protects you from losses when adversity strikes, and health insurance is no different. A stolen car or a storm-ravaged home is a big problem, but it pales in comparison to the problems stemming from loss of health or a physical injury. Your health is job #1 and the right health insurance coverage is your gateway to quality care and treatment.
If you don’t have a health insurance plan for you or your family through an employer, or if your employer’s plan only covers you and not your family, you might not know where to start. Confusing news reports and conflicting messages about cost and availability of health insurance plans can be overwhelming.
We help you navigate the confusing health insurance maze
Nulty Insurance takes the stress and guesswork out of finding the right health coverage. We help by offering you options based on your unique situation. We separate myth from fact. We take the time to explain policy benefits, compare plans costs, and discuss the pros and cons so that you have the information you need to choose the right plan.
Our agents are certified on and off the marketplace (healthcare.gov). We monitor changes in health laws and keep you apprised of the available options from insurance companies. We help you find the right plan with the right insurance carriers we partner with and we help you through the entire application process. It is free to have an agent assist you.
Individual health insurance open enrollment dates
Open enrollment runs from November 1, 2018 – December 15, 2018 this year. This is your window to enroll in or change plans for coverage beginning January 1, 2019. Note that job-based plans may have different open enrollment periods so if you have health insurance through work, check with your employer.
If you missed open enrollment for 2018, you may qualify for a Special Enrollment period if you’ve experienced certain life events. These events include getting married, moving, having or adopting a baby, or losing your health coverage.
Other healthcare coverage options
In addition to health insurance plans, we offer several other health coverage options. These include:
- Long-term Individual Health
- Short-term Individual Health
- Health Saving Account (HSA) Plans
- Critical Illness
- Accidental Death & Dismemberment
- Disability Insurance
Reach out to us!
Don’t go it alone. No matter what kind of health insurance you need, contact Nulty Insurance. We’ve helped thousands of others find the right health insurance coverage and we can help you too.
We’re proud that we have many clients who have been with us over multiple generations. We invite you to find out why!