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About Our Agency

Serving Southwest Michigan Since 1945.

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We are your trusted independent insurance agency.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

Who is Nulty Insurance?

Nulty Insurance began serving local Michigan communities in 1945 when founder Greg Nulty opened the doors in Otsego. Back then, his focus was on farm products and personal insurance. But over the years, as the company has grown and each generation has taken their place in the family business, they’ve brought new innovations to the business, as well as a shared passion for helping people. In addition to our office in Ostego, we’ve expanded with three other offices in KalamazooBuchanan and Iron Mountain to offer personal and business insurance, as well as employee benefits solutions.

Nulty Insurance offers the best of two worlds. We’re small enough to care about the details of every single policy we sell, and we’re large enough to work with the best insurance companies and utilize the best technology and risk management techniques – allowing us to better serve our clients. We work hard to understand our clients’ needs and respond to them with innovative and highly individualized solutions.

Our goal is to truly partner with our clients — no matter how large or small they may be. We use our education and knowledge in service of our clients to help them make the best decision for their circumstances and to build a relationship with them that lasts for years.

At Nulty Insurance, we provide every customer with the best possible service, even if it means we work a little harder or have to get creative to find the right solution.

Meet Our Team
Voted one of Michigan’s 101 Best and Brightest Companies to Work For.


As an independent insurance agency we have great relationships with many well-known, reputable insurance companies, giving you the power of choice.


Our insurance advisors have years of experience in the insurance industry and serve as your advocate from selecting coverage through filing a claim.


Our insurance advisors have a strong passion for insurance and protecting what you value most in business and in life. We treat our customers like family.

We Are Independent

How Our Independency is of Value to You

As an independent insurance agency we work for you, not the insurance company – giving you the power of choice.

We are licensed insurance advisors

Our licensed insurance advisors can explain the complexities of insurance in simple terms, helping you make smart decisions. They assess each client’s unique insurance needs and match them with the insurance company best equipped to meet those needs at a price that fits the budget.

We offer one-stop shopping

As an independent insurance agency, we can meet all of your insurance needs with the companies we represent. The best insurance for one person may not be the best for another—because everyone’s situation is different. We are committed to helping you find the BEST insurance for YOU.

We serve as your personal risk advisor and advocate

Our insurance agents take the time to listen to you and understand your individual needs. It’s not just about finding a price; it’s also about making certain you are appropriately covered so that you don’t end up insurance-poor if you do suffer a loss. And, if you have any concerns, or need to update your coverage, they will serve as your advocate.

We are by your side for the long haul

Our insurance agents don’t end the relationship when you sign on the dotted line. They periodically review your coverage to ensure you have the right protection in every phase of your life or business whether you’re renting an apartment or buying a home, adding a teen driver to your auto policy, starting a business or seeking to enhance your employee benefits package.

At Nulty Insurance, we take pride in doing more than our competitors and creating a different experience for clients.
Our focus is on building relationships with clients and helping them understand how their insurance works, what they’re buying and why it matters.
We know people hate paying for something they don’t understand and we work hard to educate our clients so they can make an informed decision.
Our agents don’t just sell insurance, we help clients purchase the protection for their needs and goals.

At Nulty Insurance, our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers.

Insurance Quote Request

As an independent agency, we offer multiple options at competitive prices.

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