Medicare Insurance

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Medicare insurance for seniors throughout Michigan.

Medicare can be a complicated topic. Our experts can help you to determine which plan is the best fit for you.

How a Medicare plan can benefit you.

Medicare insurance is a government-sponsored health insurance program available to most people aged 65 or older and who have paid into Social Security. It’s divided into several sections with differing costs and choices.

What does Medicare Part A cover?

Part A covers hospital treatment costs. In most cases, there’s no premium payment, but recipients pay a deductible and also pay some coinsurance depending upon their medical treatments throughout the year.

What does Medicare Part B cover?

Part B covers medical treatments outside of hospitals. Part B has an annual premium that is dependent on the recipient’s income and Social Security benefits. Recipients also pay a deductible and coinsurance.

Choose from a Medicare Advantage plan as an option.

Medicare recipients can also opt to take out a Medicare Advantage plan—sometimes called Part C. This means that the recipients will still pay for the Part B premium, but will get more choice over the balance of costs (premium, deductible, and coinsurance) and coverage. They may also get coverage for services such as vision, hearing, and dental that aren’t covered by ordinary Medicare.

Includes the cost of prescriptions no matter what plan you choose.

Whichever plan you choose, the costs of prescription drugs are covered by Part D.

 

Medicare insurance can be complicated, please contact us today to talk about your options.

Michelle Hostutler

Licensed Medicare Advisor

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