Professional Medicare guidance to help you manage healthcare costs.
Medicare insurance for seniors throughout Michigan.
Medicare can be a complicated topic. Our experts can help you to determine which plan is the best fit for you.
How a Medicare plan can benefit you.
Medicare insurance is a government-sponsored health insurance program available to most people aged 65 or older and who have paid into Social Security. It’s divided into several sections with differing costs and choices.
What does Medicare Part A cover?
Medicare Part A covers hospital treatment costs. In most cases, there’s no premium payment, but recipients pay a deductible and also pay some coinsurance depending upon their medical treatments throughout the year.
What does Medicare Part B cover?
Medicare Part B covers medical treatments outside of hospitals. Part B has an annual premium that is dependent on the recipient’s income and Social Security benefits. Recipients also pay a deductible and coinsurance.
Medicare Advantage plans (sometimes called Part C)
Medicare recipients can also opt to take out a Medicare Advantage plan—sometimes called Part C. This means that the recipients will still pay for the Part B premium, but will get more choice over the balance of costs (premium, deductible, and coinsurance) and coverage. They may also get coverage for services such as vision, hearing, and dental that aren’t covered by ordinary Medicare.
Medicare Supplement plans.
Medicare Supplement Insurance helps cover some costs not paid by Original Medicare Part A and B. These plans help pay copays, coinsurance, and deductibles for your Part A (hospital care) and Part B (medical care), as well as additional out-of-pocket costs for things like hospitalization, doctor’s services, home health care, lab costs, durable medical equipment, and more.
Medicare Part D
Medicare Part D Prescription Drug plans are part of the government’s Medicare program, but they are offered and managed through approved private insurers. These plans help lower the cost of prescription drugs that can prevent complications from disease and help keep you healthy.
We get it – Medicare insurance can be complicated and confusing, our Medicare Advisors are here to talk about your options and help you choose the best plan.
Schedule a Consultation
Here’s how it works:
- Start the conversation by scheduling time on my calendar
- Complete the Medicare Insurance Questionnaire
- Have a tailored plan designed for you and gain peace of mind